RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026
Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good…
RBI Eases Rules for Co-op Banks: Branches, ATMs & More
The RBI has overhauled its regulatory approach for co-operative banks by introducing the new Eligibility Criteria for Business Authorisation…
RBI’s June 2025 Master Circular on SC/ST Credit Facilities – What It Means for Banks & Fintechs
On June 16, 2025, the RBI issued a Master Circular – Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). It consolidates…
RBI Clarifies: Gold and Silver Can Be Used Voluntarily as Collateral for Agri and MSME Loans
The RBI has issued a significant clarification: banks can now accept voluntary pledges of household gold and silver as collateral for…
RBI & SEBI Simplify Risk Weights and Margin Rules: Key Takeaways for Fintechs
The RBI has revised the risk weights for microfinance loans, giving relief to banks and boosting NBFCs by rolling back earlier capital…
RBI Relaxes Credit Norms for NBFCs: What It Means for Fintechs and Startups
The Reserve Bank of India (RBI) has released a consolidated Master Circular on Bank Finance to NBFCs, effective April 1, 2025. The circular…
RBI’s New Rules for Minor Bank Accounts: What Fintechs Need to Know
The RBI has updated its rules on how banks handle savings and term deposit accounts for minors. Now, any minor (through a guardian) can open…
RBI’s 2025 Digital Lending Guidelines: What Every Fintech Needs to Know
The Reserve Bank of India (RBI) has released the Digital Lending Guidelines 2025 to overhaul how digital loans are offered and serviced in…
Master Circular 2024-25: RBI’s Latest Guidelines for Government Pension Disbursement by Agency Banks
The Reserve Bank of India (RBI) has released its updated Master Circular on the disbursement of government pensions by agency banks,…