Loan Against Silver: RBI’s New Borrowing Framework
For decades, Indian households have treated silver as a safe store of value. It sits quietly in lockers, cupboards, and family vaults.However,…
RBI Circular 2025: How RBI Guidelines and Rules Are Redefining Digital Payments
Two-Factor Authentication is now at the centre of how digital payments in India are being secured. As online transactions continue to rise,…
RBI’s New Guidelines for Payment Aggregators: A Simpler Look
The Reserve Bank of India (RBI) has issued its final guidelines for payment aggregators, officially called the Regulation of Payment…
RBI Eases Claim Settlement for Deceased Accounts up to â‚ą15 Lakh
The Reserve Bank of India (RBI) has proposed a simplified claim settlement process for deceased bank account holders who did not nominate…
RBI to Scrap 9,000 Circulars in Major Regulatory Overhaul: What Fintechs Need to Know
SOC 2 certification cost is now a critical concern for fintech companies navigating audits, RBI regulations, and growing compliance costs. As…
RBI Guidelines for Gold Loans: What Changed in 2025 and Why It Matters
Gold Loan Guidelines have always played a quiet but critical role in India’s credit ecosystem. Because gold loans are collateral-backed and…
RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026
Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good…
RBI Eases Rules for Co-op Banks: Branches, ATMs & More
The RBI has overhauled its regulatory approach for co-operative banks by introducing the new Eligibility Criteria for Business Authorisation…
RBI’s June 2025 Master Circular on SC/ST Credit Facilities – What It Means for Banks & Fintechs
On June 16, 2025, the RBI issued a Master Circular – Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). It consolidates…
RBI Circular Brings New Clarity to Farm Credit Services for Agri and Small Business Loans
One RBI circular. A small clarification. A big shift in how farm credit services work in India. Access to formal credit in rural India has…