Loan Against Silver: RBI’s New Borrowing Framework
For decades, Indian households have treated silver as a safe store of value. It sits quietly in lockers, cupboards, and family vaults.However,…
Bank Account Reactivation Is Now High-Risk Under RBI AML Rules
Bank account reactivation is no longer a routine operational step. Under tighter RBI expectations, dormant accounts are increasingly treated…
RBI Circular 2025: How RBI Guidelines and Rules Are Redefining Digital Payments
Two-Factor Authentication is now at the centre of how digital payments in India are being secured. As online transactions continue to rise,…
RBI’s New Guidelines for Payment Aggregators: A Simpler Look
The Reserve Bank of India (RBI) has issued its final guidelines for payment aggregators, officially called the Regulation of Payment…
RBI to Scrap 9,000 Circulars in Major Regulatory Overhaul: What Fintechs Need to Know
SOC 2 certification cost is now a critical concern for fintech companies navigating audits, RBI regulations, and growing compliance costs. As…
RBI Guidelines for Gold Loans: What Changed in 2025 and Why It Matters
Gold Loan Guidelines have always played a quiet but critical role in India’s credit ecosystem. Because gold loans are collateral-backed and…
RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026
Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good…
RBI Caps AIF Exposure for Banks and NBFCs: A Structural Shift in Investment Oversight
The RBI AIF exposure cap introduced in July 2025 marks a significant shift in how banks and NBFCs can invest in Alternative Investment Funds.…
RBI & SEBI Simplify Risk Weights and Margin Rules: Key Takeaways for Fintechs
The RBI has revised the risk weights for microfinance loans, giving relief to banks and boosting NBFCs by rolling back earlier capital…
FPI Investment India Gets Easier as RBI Unlocks Corporate Debt Funding
Foreign portfolio investors in corporate debt now have greater flexibility after the RBI removed key investment limits in its 2025 update. In…