Regulations4 Min Read Shobhit Goyalon30 October 2025 RBI to Scrap 9,000 Circulars in Major Regulatory Overhaul: What Fintechs Need to Know SOC 2 certification cost is now a critical concern for fintech companies navigating audits, RBI regulations, and growing compliance costs. As… Discover More
Regulations4 Min Read Shobhit Goyalon29 October 2025 RBI Guidelines for Gold Loans: What Changed in 2025 and Why It Matters Gold Loan Guidelines have always played a quiet but critical role in India’s credit ecosystem. Because gold loans are collateral-backed and… Discover More
Regulations5 Min Read Shobhit Goyalon31 August 2025 IRDAI Health Insurance Reforms: The Truth Behind the “Two-Hour Hospitalisation Claim” Buzz A few weeks back, a striking banner started circulating on social media: “From 1 July 2025, IRDAI allows health-insurance claims for hospital… Discover More
Regulations5 Min Read Shobhit Goyalon29 August 2025 SEBI Reforms 2025: 3 Big Changes Funds and Brokers Can’t Ignore SEBI reforms 2025 aren’t just “regulatory updates.” They’re operational triggers—changes that affect how units are handled in SIFs, when… Discover More
Regulations5 Min Read Shobhit Goyalon28 August 2025 RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026 Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good… Discover More
Regulations4 Min Read Shobhit Goyalon22 August 2025 RBI’s June 2025 Master Circular on SC/ST Credit Facilities – What It Means for Banks & Fintechs On June 16, 2025, the RBI issued a Master Circular – Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). It consolidates… Discover More
Regulations4 Min Read Shobhit Goyalon14 August 2025 RBI Circular Brings New Clarity to Farm Credit Services for Agri and Small Business Loans One RBI circular. A small clarification. A big shift in how farm credit services work in India. Access to formal credit in rural India has… Discover More
Regulations4 Min Read Shobhit Goyalon31 July 2025 RBI & SEBI Simplify Risk Weights and Margin Rules: Key Takeaways for Fintechs The RBI has revised the risk weights for microfinance loans, giving relief to banks and boosting NBFCs by rolling back earlier capital… Discover More
Regulations5 Min Read Shobhit Goyalon24 July 2025 SEBI’s New NAV Cut-Off Timing for Overnight Funds: What It Means for Fintechs SEBI has updated the cut-off timings to determine the Net Asset Value (NAV) for redemptions in Overnight Mutual Fund Schemes (MFOS). Now,… Discover More
Regulations4 Min Read Shobhit Goyalon22 July 2025 Gold Monetization Scheme (GMS) Just Changed: What Fintechs Must Know Gold Monetization Scheme rules changed on March 26, 2025, after the Government of India and the RBI discontinued Medium and Long Term… Discover More