IRDAI Health Insurance Reforms: The Truth Behind the “Two-Hour Hospitalisation Claim” Buzz
A few weeks back, a striking banner started circulating on social media: “From 1 July 2025, IRDAI allows health-insurance claims for hospital…
SEBI’s Latest Regulatory Reforms 2025: SIF Monitoring, Algo Trading Delay & NRI Derivatives Ease
When SEBI – our capital markets’ often solemn steward – drops not one, not two, but three major reform circulars on the same day,…
RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026
Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good…
RBI’s June 2025 Master Circular on SC/ST Credit Facilities – What It Means for Banks & Fintechs
On June 16, 2025, the RBI issued a Master Circular – Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). It consolidates…
RBI Clarifies: Gold and Silver Can Be Used Voluntarily as Collateral for Agri and MSME Loans
The RBI has issued a significant clarification: banks can now accept voluntary pledges of household gold and silver as collateral for…
RBI & SEBI Simplify Risk Weights and Margin Rules: Key Takeaways for Fintechs
The RBI has revised the risk weights for microfinance loans, giving relief to banks and boosting NBFCs by rolling back earlier capital…
SEBI’s New NAV Cut-Off Timing for Overnight Funds: What It Means for Fintechs
SEBI has updated the cut-off timings to determine the Net Asset Value (NAV) for redemptions in Overnight Mutual Fund Schemes (MFOS). Now,…
Gold Monetization Scheme (GMS) Just Changed: What Fintechs Must Know
The Government of India and the RBI have discontinued the Medium and Long Term Government Deposits (MLTGD) under the Gold Monetization Scheme…