IRDAI Health Insurance Reforms: The Truth Behind the “Two-Hour Hospitalisation Claim” Buzz
A few weeks back, a striking banner started circulating on social media: “From 1 July 2025, IRDAI allows health-insurance claims for hospital…
SEBI’s New Master Circular on Stockbrokers: How Investors Can File Complaints
When you trade in the stock market, your stockbroker is your gateway to the exchange. So, you naturally expect them to be responsive,…
SEBI’s Latest Regulatory Reforms 2025: SIF Monitoring, Algo Trading Delay & NRI Derivatives Ease
When SEBI – our capital markets’ often solemn steward – drops not one, not two, but three major reform circulars on the same day,…
RBI Ends Pre-Payment Charges on Floating Loans from Jan 2026
Imagine you, as a small business owner or an individual, can close your floating-rate loan before the time without fearing extra charges. Good…
RBI Eases Rules for Co-op Banks: Branches, ATMs & More
The RBI has overhauled its regulatory approach for co-operative banks by introducing the new Eligibility Criteria for Business Authorisation…
RBI’s June 2025 Master Circular on SC/ST Credit Facilities – What It Means for Banks & Fintechs
On June 16, 2025, the RBI issued a Master Circular – Credit Facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs). It consolidates…
RBI Caps AIF Exposure for Banks and NBFCs: A Structural Shift in Investment Oversight
The Reserve Bank of India (RBI), through its latest directive issued on July 29, 2025, has introduced a critical shift in the way regulated…
RBI Clarifies: Gold and Silver Can Be Used Voluntarily as Collateral for Agri and MSME Loans
The RBI has issued a significant clarification: banks can now accept voluntary pledges of household gold and silver as collateral for…
RBI & SEBI Simplify Risk Weights and Margin Rules: Key Takeaways for Fintechs
The RBI has revised the risk weights for microfinance loans, giving relief to banks and boosting NBFCs by rolling back earlier capital…
RBI Relaxes Credit Norms for NBFCs: What It Means for Fintechs and Startups
The Reserve Bank of India (RBI) has released a consolidated Master Circular on Bank Finance to NBFCs, effective April 1, 2025. The circular…